Important disclosure

Coles Supermarkets Australia Pty Ltd

Coles No Annual Fee Mastercard

  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$0

Pros and cons

For No Annual Fee Mastercard

Benefits

  • Rewards Available through flybuys
  • Extra 20,000 points subject to eligibility conditions
  • No Annual Fee

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Does not offer free supplementary cards

Coles Rate Credit card overview

For No Annual Fee Mastercard

Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Coles Supermarkets Australia Pty Ltd to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$30

Over limit fee

$0

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.99%

p.a

Cash advance rate

19.99%

Cash advance fee

3% or $1.95

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

2.5% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$12.5

for AU $300 withdrawal

Rewards

Program name

flybuys

Rewards Available

Gift Card, Cash Back

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Other Restrictions

Not entitled to the Interest Free Period whilst you have a Balance Transfer.

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Foundation Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

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Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

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Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

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Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

10.49%

p.a

Annual Fee

$30