Important disclosure
Coles No Annual Fee Mastercard
Purchase Rate
19.99%
p.a
Balance Transfer Rate
0%
p.a
19.99%
p.a
0%
p.a
$0
Pros and cons
For No Annual Fee Mastercard
Benefits
- Rewards Available through flybuys
- Extra 20,000 points subject to eligibility conditions
- No Annual Fee
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
Coles Rate Credit card overview
For No Annual Fee Mastercard
Details
Card Level Standard | Card Type MasterCard |
Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Coles Supermarkets Australia Pty Ltd to view Target Market Determination. |
Fees
Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $0 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.99% p.a |
Cash advance rate 19.99% |
Cash advance fee 3% or $1.95 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Mastercard |
Overseas charges $5 |
Estimated ATM Cost $12.5 for AU $300 withdrawal |
Rewards
Program name flybuys |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |
Other Restrictions
Not entitled to the Interest Free Period whilst you have a Balance Transfer.
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