RateCity.com.au
Advertisement

No Annual Fee Mastercard

Pros:
  • No Annual Fee
Cons:

    Basic

    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    62
    Maximum credit limit
    Maximum credit limit
    No set max
    Minimum credit limit
    Minimum credit limit
    $500
    Minimum repayment dollars
    Minimum repayment dollars
    $10
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    1
    Annual Fee
    Annual Fee
    $0
    Late Payment Fee
    Late Payment Fee
    $20
    Over limit fee
    Over limit fee
    $0
    Duplicate statement fee
    Duplicate statement fee
    $2
    Supplementary card annual fee
    Supplementary card annual fee
    $0
    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    62
    Maximum credit limit
    Maximum credit limit
    No set max
    Minimum credit limit
    Minimum credit limit
    $500
    Minimum repayment dollars
    Minimum repayment dollars
    $10
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    1
    Annual Fee
    Annual Fee
    $0
    Late Payment Fee
    Late Payment Fee
    $20
    Over limit fee
    Over limit fee
    $0
    Duplicate statement fee
    Duplicate statement fee
    $2
    Supplementary card annual fee
    Supplementary card annual fee
    $0

    Rates

    Purchase Rate
    Purchase Rate
    19.99%
    Cash advance rate
    Cash advance rate
    19.99%
    Purchase Rate
    Purchase Rate
    19.99%
    Cash advance rate
    Cash advance rate
    19.99%

    Balance Transfer

    Balance Transfer Rate
    Balance Transfer Rate
    0%for 6 months then 19.99%
    Transfer Limit
    Transfer Limit
    $5,000of the chosen transfer amount
    Balance Transfer Fee
    Balance Transfer Fee
    $0
    Balance Transfer Rate
    Balance Transfer Rate
    0%for 6 months then 19.99%
    Transfer Limit
    Transfer Limit
    $5,000of the chosen transfer amount
    Balance Transfer Fee
    Balance Transfer Fee
    $0

    Overseas spending

    Foreign Exchange Fee
    Foreign Exchange Fee
    2.5% on MasterCard
    Overseas charges
    Overseas charges
    $4
    Estimated ATM Cost
    Estimated ATM Cost
    Foreign Exchange Fee
    Foreign Exchange Fee
    2.5% on MasterCard
    Overseas charges
    Overseas charges
    $4
    Estimated ATM Cost
    Estimated ATM Cost

    Rewards

    Program name
    Program name
    Flybuys
    Rewards Available
    Rewards Available
    Gift Card,Cash Back
    Points Per $1 Spend
    Points Per $1 Spend
    0.5uncapped
    Program name
    Program name
    Flybuys
    Rewards Available
    Rewards Available
    Gift Card,Cash Back
    Points Per $1 Spend
    Points Per $1 Spend
    0.5uncapped

    Eligibility

    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    $25,000
    Eligibility conditions
    Eligibility conditions
    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    $25,000
    Eligibility conditions
    Eligibility conditions

    Perks

    • Free Supplementary Cards
    Other Benefits
    Save $10 instantly at a Coles Supermarket checkout everytime you redeem 2000 flybuys points
    Compare your product with the big 4 banks, or add more products to compare