Commonwealth Bank

Commonwealth Bank Low Rate Gold Mastercard

Medium low rate gold mastercard

Good For

Low Rates Balance Transfer Offers Perks Max Interest Free Days Max Credit Limit lowest Monthly Repayments

  • Type: MasterCard
  • Level: Gold

All Offers

Balance Transfers Offers 5.99% p.a. for 5 months then 21.24%
Introductory Offers N/A
Special Offers N/A

Rates & Fees

Ongoing Purchase Interest Rate 13.24% p.a
Annual Fee $89
Maximum free days Up to 55
Late Payment Fee $20
Over Limit Fee $0

Overseas Spending

Currency Conversion Fee 3%
Overseas ATM Charges $2.5 or 2% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $15.00


Travel Insurance Up to 90 days
VIP Perks
  • Rental vehicle excess insurance
  • Extended warranty
  • VIP Seating

Repayment Details

$ Minimum Repayment $25
% Minimum Repayment 2%

Application Requirements

Minimum Credit Limit $4,000
Maximum Credit Limit No Limit

More about Commonwealth Bank

Whatever your spending habits may be, Commonwealth Bank has a credit card that’s right for you. Choose from a wide range of features such as low rates, award programs, platinum services, no annual fees and gold card privileges. Interest rates start from as low as 12.99% with a low rate MasterCard.

Find a credit card that suits your spending type. Compare credit cards by lowest rates.