|Balance Transfers Offers||0% p.a. for 13 months then 21.74%|
Earn $100 cashback when you spend $1,500 on eligible purchases within the first 3 months from card approval.
(until 16 February 2018)
Rates & Fees
|Ongoing Purchase Interest Rate||11.99% p.a|
|Annual Fee||$49 waived in first year|
|Maximum free days||Up to 55|
|Late Payment Fee||$12.5|
|Over Limit Fee||$0|
|Currency Conversion Fee||3.4%|
|Overseas ATM Charges||$3.5 or 2% (the higher of)|
|Estimated ATM Cost for AU$300 withdrawal||$16.20|
|$ Minimum Repayment||$35|
|% Minimum Repayment||3%|
|Minimum Credit Limit||$500|
|Maximum Credit Limit||No Limit|
About CUA - Low Rate Credit Card
Earn $100 cashback on your CUA Low Rate card when you spend $1,500 on eligible retail purchases within 3 months from card approval. Cash advances, balance transfers, interest charges, government charges, bank fees, gambling, charge backs, refunds and card account adjustments resulting from disputed transactions are not eligible retail purchases. Cashback will be added to your CUA Everyday Account, within 10 weeks of the 3 month period ending.
Offer is available to members who are approved for a CUA Low Rate Credit Card between 03/10/2017 until 16/02/2018.