Important disclosure

Great Southern Bank

Great Southern Bank Low Rate Credit Card

  • Apple & Google Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

21.74%

p.a

RateCity says

“A low rate, low fee offer for customers looking to enjoy the benefits of a credit card without the pesky high costs.”

Tags
  • Apple & Google Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

21.74%

p.a

Annual Fee

$0

for 12 months then $49 thereafter

Pros and cons

For Low Rate Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • $0 annual fee in the first 12 months and $49 p.a thereafter.
  • Lower than average annual fee
  • Free supplementary cards

Drawbacks

  • No reward program

Great Southern Bank Rate Credit card overview

For Low Rate Credit Card

Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

3% or $35

Minimum credit limit

$500

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Great Southern Bank to view Target Market Determination.

Fees

Annual Fee

$0

for 12 months then $49 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$12.5

Over limit fee

$0

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

11.99%

p.a

Cash advance rate

21.74%

Cash advance fee

2% or $3.5

Balance Transfer

Balance Transfer Rate

21.74%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3.4% on Mastercard

Overseas charges

$3.5

Estimated ATM Cost

$13.7

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS

Promoted credit cards

Promoted

Longer Balance Transfer

Low Rate (Balance Transfer Offer)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. for 28 months on balance transfers with 3% balance transfer fee and $0 annual fee in first year.*
Purchase Rate

13.74%

p.a

Annual Fee

$0

for 12 months then $58 thereafter

Promoted

Lower Purchase Rate

Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

Promoted

Lower Annual Fee

Low Rate (Credit Back Offer)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

special

Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.
Purchase Rate

13.74%

p.a

Annual Fee

$58

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0