Since it first opened its doors in 1946 Credit Union Australia (CUA) has remained a 100% Australian and member owned credit union. Today, the organisation has more than 600,000 members and 70 branches Australia wide. CUA endeavours to achieve maximum returns, flexible products and great rates for its shareholders by reinvesting all profits back into its products and services. The credit union is passionate about change and ensuring their members, employees and community have the assistance they need to achieve their lifestyle and financial goals. Their retail banking products include car loans, home loans, personal loans, credit card rewards programs, savings accounts, term deposits and transaction accounts.
Product Details
- Company
-
- Intro Rate
- N/A
- Balance Transfer
-
1.9%
(6 months) - Interest Rate
- 19.74%
- Annual Fee
- $90
- Card Type
-
- Interest Free Days
- 55 Days
- Late Payment Fee
- $0
- Minimum Repayment
- $30
- Minimum Repayment
- 2%
- Card Level
- gold
Card Rewards — Card Services Rewards
The rewards featured below are based on an average annual spend of $12,000 ($1,000 per month). These figures are for comparison purposes only.
Frequent Flyer N/A
Points per dollar spent
Travel
13,800.0
Velocity
Velocity
Points required for a Sydney to Melbourne flight with specified company eg. Qantas
Cashback $68.95
A cashback voucher is where you receive cash/money in return for spending a certain amount on your credit card. This money can often be transferred directly into your bank account. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
Merchandise $82.2
These are rewards that can be redeemed directly from the rewards program. These rewards can be electronics, household goods, travel goods, jewellery etc.
Gift Card $70.6
A gift card is a prepaid voucher that can be exchanged for items such as electronics, homeware and mobile rewards etc at selected stores. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
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