RateCity
First Option Credit Union was established to service the financial demands of employees working in the Gaming, Leisure and Industrial industries. Profits made by the co-operative are reallocated to improving the products, services and interest rates offered by the credit union in order to benefit its members. This enables First Option CU to offer sufficiently lower interest rates on their term deposits and credit card products.
Product Details
- Company
-
- Intro Rate
- N/A
- Balance Transfer
- N/A
- Interest Rate
- 15.99%
- Annual Fee
- $36
- Card Type
-
- Interest Free Days
- 45 Days
- Late Payment Fee
- $30
- Minimum Repayment
- $25
- Minimum Repayment
- 3%
- Card Level
- standard
Card Rewards — Cash Rewards
The rewards featured below are based on an average annual spend of $12,000 ($1,000 per month). These figures are for comparison purposes only.
Frequent Flyer N/A
Points per dollar spent
Travel
N/A
N/A
N/A
Points required for a Sydney to Melbourne flight with specified company eg. Qantas
Cashback $60
A cashback voucher is where you receive cash/money in return for spending a certain amount on your credit card. This money can often be transferred directly into your bank account. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
Merchandise N/A
These are rewards that can be redeemed directly from the rewards program. These rewards can be electronics, household goods, travel goods, jewellery etc.
Gift Card N/A
A gift card is a prepaid voucher that can be exchanged for items such as electronics, homeware and mobile rewards etc at selected stores. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
