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Heritage Bank credit cards

Heritage Bank is Australia’s largest customer-owned bank. Heritage Bank was created in 1875 as the Toowoomba Permanent Building Society. In 1897, the Darling Downs Building Society was established. In 1981, these two organisations merged to become Heritage Building Society.

Heritage Building Society changed its name to Heritage Bank in 2011 and now operates from the head office in Toowoomba’s CBD.

Heritage Bank delivers a broad credit card offering, including options for both personal and business expenses.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose Heritage Bank

Benefits

  • No-annual-fee option
  • Low-rate option
  • Rewards scheme option

Drawbacks

  • Charges an annual fee on most cards
  • Charges a late payment fee
  • Balance transfer not available

Heritage Bank Credit Cards

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.