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- Visa Credit Card
Horizon Bank Visa Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
4.99%
for up to 5 months, then 12.95%
Balance transfer rate
4.99%
Annual fee
$0
Horizon Bank Visa Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
4.99%
for up to 5 months, then 12.95%
Balance transfer rate
4.99%
Annual fee
$0
Pros and Cons
For Horizon Bank Visa Credit Card
Benefits
- 4.99 p.a. on purchases for 5 months then 12.95 p.a.
- 4.99% p.a on balance transfers for 5 months and then 12.95% p.a.
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
Horizon Bank Rate Credit Card overview
For Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $20
Minimum credit limit
$1,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Horizon Bank to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$0
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
4.99%
for up to 5 months, then 12.95%
Cash advance rate
12.95%
Cash advance fee
$3
Balance Transfer
Balance transfer rate
4.99%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
1.95% on Visa
Overseas charges
Estimated ATM cost
$5.85
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Currently employed or receiving a regular income
Residency
Australia CitizenPermanent Resident
Perks
FREE SUPPLEMENTARY CARDS
