Classic Credit Card

Basic

Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
No set max
Minimum credit limit
Minimum credit limit
$1,000
Minimum repayment dollars
Minimum repayment dollars
$20
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
5
Annual Fee
Annual Fee
$79
Late Payment Fee
Late Payment Fee
$30
Over limit fee
Over limit fee
$30
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0
Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
No set max
Minimum credit limit
Minimum credit limit
$1,000
Minimum repayment dollars
Minimum repayment dollars
$20
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
5
Annual Fee
Annual Fee
$79
Late Payment Fee
Late Payment Fee
$30
Over limit fee
Over limit fee
$30
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0

Rates

Purchase Rate
Purchase Rate
23.99%
Cash advance rate
Cash advance rate
25.99%
Purchase Rate
Purchase Rate
23.99%
Cash advance rate
Cash advance rate
25.99%

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
4.99%for 15 months then 25.99%
Transfer Limit
Transfer Limit
95%of the chosen credit limit
Balance Transfer Fee
Balance Transfer Fee
$100
Balance Transfer Rate
Balance Transfer Rate
4.99%for 15 months then 25.99%
Transfer Limit
Transfer Limit
95%of the chosen credit limit
Balance Transfer Fee
Balance Transfer Fee
$100

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$4
Estimated ATM Cost
Estimated ATM Cost
$13for AU $300 withdrawal
Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$4
Estimated ATM Cost
Estimated ATM Cost
$13for AU $300 withdrawal

Rewards

Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend
Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
$20,000
Eligibility conditions
Eligibility conditions
Minimum age
Minimum age
18
Minimum income
Minimum income
$20,000
Eligibility conditions
Eligibility conditions

Perks

  • Extended WarrantyWarranty is extended for the same duration as the original warranty up to 1 year.
  • Partner Discounts
  • Price GuaranteeIf you purchase personal goods in Australia and then find the same product advertised later at a cheaper price, you can claim back the difference if it is more than $75.
  • Purchase ProtectionCovers with a $100 excess
  • Free Supplementary Cards
Other Benefits
0% p.a. interest free at participating retailers
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