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- Premier World Mastercard (Qantas Rewards)
HSBC Premier World Mastercard (Qantas Rewards)
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
19.99%
Balance transfer rate
21.99%
Annual fee
$0
HSBC Premier World Mastercard (Qantas Rewards)
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
19.99%
Balance transfer rate
21.99%
Annual fee
$0
Pros and Cons
For HSBC Premier World Mastercard (Qantas Rewards)
Benefits
- Rewards Available through Qantas Frequent Flyer
- No Annual Fee
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Rental car excess insurance
- Partner discounts
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
HSBC Rate Credit Card overview
For Premier World Mastercard (Qantas Rewards)
Details
Card level
Premium
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
3% or $20
Minimum credit limit
$10,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit HSBC Bank Australia Limited to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$30
Duplicate statement fee
$8
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.99%
Cash advance fee
3% or $4
Balance Transfer
Balance transfer rate
21.99%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$4
Estimated ATM cost
$13
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
$40,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
If you purchase personal goods in Australia and then find the same product advertised later at a cheaper price, you can claim back the difference if it is more than $75.
There is a $200 excess for each claim
Covers with a $100 excess
