Macquarie Bank

Macquarie Bank Black Card - Qantas Rewards

Medium black card qantas rewards

Good For

Rewards Balance Transfer Offers Special Offers Perks Frequent Flyer Rewards Max Interest Free Days Max Credit Limit

  • Type: Visa
  • Level: Platinum

All Offers

Balance Transfers Offers 0% p.a. for 14 months then 20.70%
Introductory Offers N/A
Special Offers Primary cardholder annual fee $99 for the first year. Receive 40,000 bonus Qantas points when you spend $3000 within 60 days of approval.

(until further notice)

Rates & Fees

Ongoing Purchase Interest Rate 20.70% p.a
Annual Fee $299
Maximum free days Up to 55
Late Payment Fee $35
Over Limit Fee $30

Overseas Spending

Currency Conversion Fee 3%
Overseas ATM Charges $5 or 3% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $18.00

Frequent Flyer Rewards

Points per $1 spent 0
Partners Qantas
Annual Flights Earned Inf SYD-MEL return flights ($299 in annual fees)


Points per $1 spent 0.5
Rewards Available Frequent Flyer, Shopping, Travel or Accomodation
Value of Rewards N/A
Additional Fee for Reward Card N/A


Travel Insurance Up to 90 days
International & Domestic
VIP Perks
  • Rental vehicle excess insurance
  • Extended warranty
  • Concierge service available

Repayment Details

$ Minimum Repayment $50
% Minimum Repayment 2.5%

Application Requirements

Minimum Credit Limit $15,000
Maximum Credit Limit No Limit