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My Credit Union

My Credit Union Low Rate Visa

Medium my credit union

Good For

Low Rates Balance Transfer Offers Overseas Spending Max Interest Free Days

  • Type: Visa
  • Level: Standard

All Offers

Balance Transfers Offers 4.99% p.a. for 6 months then 7.99%
Introductory Offers N/A
Special Offers N/A

Rates & Fees

Ongoing Purchase Interest Rate 7.99% p.a
Annual Fee $59 waived in first year
Maximum free days Up to 55
Late Payment Fee $20
Over Limit Fee $10

Overseas Spending

Currency Conversion Fee 2%
Overseas ATM Charges $4 or 2% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $12.00

Perks

Travel Insurance N/A

Repayment Details

$ Minimum Repayment $20
% Minimum Repayment 5%

Application Requirements

Minimum Credit Limit $1,000
Maximum Credit Limit $25,000