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  3. NAB
  4. Low Fee Card

NAB Low Fee Card

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Balance Transfer

0% p.a. on balance transfers for 12 months (3% BT fee applies).

Purchase rate p.a.

19.74%

Balance transfer rate

0%

Annual fee

$30

NAB Low Fee Card

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

19.74%

Balance transfer rate

0%

Annual fee

$30

RateCity says

"Wanting to keep ongoing costs down with your credit card? This low fee offering comes with a low annual fee and high amount of interest-free days."

Pros and Cons

For NAB Low Fee Card

Benefits

  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No reward program

NAB Rate Credit Card overview

For Low Fee Card

Details

Card level

Standard

Card type

Visa

Interest free days

44

Minimum monthly repayment

2% or $25

Minimum credit limit

$1,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit National Australia Bank Limited to view Target Market Determination.

Fees

Annual fee

$30

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$15

Over limit fee

$0

Duplicate statement fee

$7

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.74%

Cash advance rate

21.74%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

0%

Transfer limit

No set max

Balance transfer fee

3%

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS

Supplementary cardholder must be over 16 years of age

PURCHASE PROTECTION INSURANCE