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Compare no annual fee credit cards

Annual fees can be one of the biggest costs on a credit card. Keep your costs low and compare annual-fee free credit cards today. There is no single best credit card as everyone’s needs are different. Use filters to improve your results.

Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

Credit card type

credit score icon

Credit score

Card status

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Default

4.99%

for up to 5 months, then 12.84%

4.99%

0

$0

Australian Credit Licence 238305

Fees & charges apply

Product info
Qudos Bank Lifestyle
Qudos Bank Lifestyle
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

4.99%

for up to 5 months, then 16.35%

4.99%

46

$0

Australian Credit Licence 238305

Fees & charges apply

Product info
Qudos Bank Lifestyle Plus
Qudos Bank Lifestyle Plus
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

20.74%

21.49%

55

$0

Australian Credit Licence 233714

Fees & charges apply

Product info
St.George Bank No Annual Fee Visa
St.George Bank No Annual Fee Visa
  • Balance transfer
  • No annual fee

7.90%

for up to 6 months, then 11.50%

11.5%

55

$0

Australian Credit Licence 238981

Fees & charges apply

Product info
Teachers Mutual Bank Teachers Credit Card
Teachers Mutual Bank Teachers Credit Card
  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee

7.90%

for up to 6 months, then 11.50%

11.5%

55

$0

Australian Credit Licence 238981

Fees & charges apply

Product info
UniBank Visa Credit Card
UniBank Visa Credit Card
  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee

12.54%

12.54%

55

$0

Australian Credit Licence 240960

Fees & charges apply

Product info
Bank First Visa Classic Credit Card
Bank First Visa Classic Credit Card
  • Purchase Offers
  • Balance transfer
  • No annual fee

0.00%

for up to 12 months, then 18.99%

0%

55

$0

Australian Credit Licence 244616

Fees & charges apply

Product info
Virgin Money No Annual Fee Card
Virgin Money No Annual Fee Card
  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.