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Credit card comparison
Whether you're a frequent flyer or looking for a low-rate credit card, RateCity simplifies the search with our comparison tables and credit card guide. Recognising the diversity of individual needs, there isn't a singular best credit card and it’s crucial to compare your options. Optimise your results by using filters tailored to your preferences.
Research Director
Personal Finance Editor
Content updated
Product data updated
Credit card type
Credit score
Card status
Sort by
0.00%
for up to 9 months, then 20.99%
0%
55
$0
Australian Credit Licence 286655
Fees & charges apply
- Special
- Apple & Google Pay
- Balance transfer
- No annual fee
13.74%
21.99%
55
$58
Australian Credit Licence 234527
Fees & charges apply
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
27.49%
-
55
$0
Australian Credit Licence 392145
Fees & charges apply
- Special
- Apple, Google & Samsung Pay
- No annual fee
20.99%
21.99%
55
$375
Australian Credit Licence 234527
Fees & charges apply
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
20.99%
21.99%
55
$149
Australian Credit Licence 234527
Fees & charges apply
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
13.74%
0%
55
$0
for 12 months then $58 thereafter
Australian Credit Licence 234527
Fees & charges apply
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
20.99%
21.99%
55
$0
for 12 months then $30 thereafter
Australian Credit Licence 234527
Fees & charges apply
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
20.99%
21.99%
55
$0
for 12 months then $87 thereafter
Australian Credit Licence 234527
Fees & charges apply
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Consider these promoted personal loans
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Product infoUnsecured Personal Loan (Excellent Credit)
Real Time Rating™
3 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Product infoUnsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
3 to 5 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Product infoUnsecured Personal Loan (Excellent Credit)
Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
6.99%
Comparison rate* p.a.
6.99%
Australian Credit Licence 517589
Product infoProduct data updated on 29 Mar 2024
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.