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RACQ Bank

RACQ Bank Platinum Rewards Mastercard

Medium platinum mycard

Good For

Rewards Balance Transfer Offers Special Offers Perks Frequent Flyer Rewards Max Interest Free Days Max Credit Limit lowest Monthly Repayments

  • Type: MasterCard
  • Level: Platinum

All Offers

Balance Transfers Offers 0% p.a. for 14 months then 21.74%
Introductory Offers N/A
Special Offers Earn 20,000 points if you spend $3000 in the first 3 months.

(until further notice)

Rates & Fees

Ongoing Purchase Interest Rate 20.24% p.a
Annual Fee $129
Maximum free days Up to 55
Late Payment Fee $10
Over Limit Fee $40

Overseas Spending

Currency Conversion Fee 3.4%
Overseas ATM Charges $5
Estimated ATM Cost for AU$300 withdrawal $15.20

Frequent Flyer Rewards

Points per $1 spent 0.5
Partners Velocity, KrisFlyer
Annual Flights Earned 2.7 SYD-MEL return flights ($129 in annual fees)

Rewards

Points per $1 spent 1
Rewards Available Frequent Flyer, Shopping, Cashback & more
Value of Rewards $206.61 after $129 annual fees
Additional Fee for Reward Card $0

Perks

Travel Insurance Up to 90 days
International & Domestic
VIP Perks
  • Price guarantee scheme
  • Rental vehicle excess insurance
  • Extended warranty
  • VIP Seating
  • Concierge service available
  • Invitation to special Events

Repayment Details

$ Minimum Repayment $30
% Minimum Repayment 2%

Application Requirements

Minimum Credit Limit $6,000
Maximum Credit Limit No Limit