Lifestyle Plus

Pros:
  • No Annual Fee
Cons:

    Basic

    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    46
    Maximum credit limit
    Maximum credit limit
    $20,000
    Minimum credit limit
    Minimum credit limit
    $1,000
    Minimum repayment dollars
    Minimum repayment dollars
    $20
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    1
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $0
    Over limit fee
    Over limit fee
    $0
    Duplicate statement fee
    Duplicate statement fee
    $5
    Supplementary card annual fee
    Supplementary card annual fee
    $0
    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    46
    Maximum credit limit
    Maximum credit limit
    $20,000
    Minimum credit limit
    Minimum credit limit
    $1,000
    Minimum repayment dollars
    Minimum repayment dollars
    $20
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    1
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $0
    Over limit fee
    Over limit fee
    $0
    Duplicate statement fee
    Duplicate statement fee
    $5
    Supplementary card annual fee
    Supplementary card annual fee
    $0

    Rates

    Purchase Rate
    Purchase Rate
    4.99%for 5 months then 15.85%
    Cash advance rate
    Cash advance rate
    15.85%
    Purchase Rate
    Purchase Rate
    4.99%for 5 months then 15.85%
    Cash advance rate
    Cash advance rate
    15.85%

    Balance Transfer

    Balance Transfer Rate
    Balance Transfer Rate
    4.99%for 5 months then 15.85%
    Transfer Limit
    Transfer Limit
    $20,000max card limit
    Balance Transfer Fee
    Balance Transfer Fee
    $5
    Balance Transfer Rate
    Balance Transfer Rate
    4.99%for 5 months then 15.85%
    Transfer Limit
    Transfer Limit
    $20,000max card limit
    Balance Transfer Fee
    Balance Transfer Fee
    $5

    Overseas spending

    Foreign Exchange Fee
    Foreign Exchange Fee
    3.65% on Visa
    Overseas charges
    Overseas charges
    $2
    Estimated ATM Cost
    Estimated ATM Cost
    $12.95for AU $300 withdrawal
    Foreign Exchange Fee
    Foreign Exchange Fee
    3.65% on Visa
    Overseas charges
    Overseas charges
    $2
    Estimated ATM Cost
    Estimated ATM Cost
    $12.95for AU $300 withdrawal

    Rewards

    Program name
    Program name
    Rewards Available
    Rewards Available
    Points Per $1 Spend
    Points Per $1 Spend
    Program name
    Program name
    Rewards Available
    Rewards Available
    Points Per $1 Spend
    Points Per $1 Spend

    Eligibility

    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    Eligibility conditions
    Eligibility conditions
    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    Eligibility conditions
    Eligibility conditions

    Perks

    • Special Events
    • Free Supplementary Cards
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