Credit Card Ratings

Need some help?
Check out our Credit Cards Guide

Credit Card Ratings

There is an abundance of credit cards on the Australian market so RateCity has teamed up with CANSTAR to allocate a credit card rating system, so you can instantly search and compare credit cards that have been star-rated for their great interest rates and features.

The credit card ratings have been designed to help you choose the right credit card by understanding what would suit your personal spending habits.

There are four spender profiles:

  • Occasional Spender : spends $5,000 per year and revolves $1,000 for one month
  • Everyday Spender : spends $24,000 per year and revolves $3000 for one month
  • Habitual Spender : spends $12,000 per year while revolving $5,000 for one month
  • Big Spender : spends $60,000 per year and revolves $9,000 for one month

Every six months CANSTAR CANNEX analyse both current and historical data for over 270 Credit Card products from over 70 financial institutions in Australia. In addition, over 100 parts of a product are analysed including product parameters, flexibility, rewards programs, premium card facilities, repayment capabilities and conditions attached to interest charging.

The results are reflected in a consumer-friendly 5-star concept, with 5 for an outstanding Product and 1 being a satisfactory Product.

Only the top 75 percent of the credit cards examined actually receive a star rating between 1 and 5. Rising Stars are those products that would be rated 3-star or higher but have not been in the market for over 6 months.

To see if your favourite financial institutions have made the CANSTAR credit card ratings list, check out some of the top credit card deals below.

Updating your preferences
We found 59 products that match your search

Show: 10 25 50 All Results

Company Product Card Type Interest Rate Annual Fee Interest Free Days Go To Site
Select up to 3 products to compare
Virgin Money Low Rate Credit Card visa 10.99% Ongoing $99 Up to 44 Go to Site
bcu Classic Visa Card visa 11.8% Ongoing $40 Up to 55 Go to Site
St.George Bank Vertigo Platinum visa 12.74% Ongoing $99 Up to 55 Go to Site
Bank of Melbourne Vertigo Platinum visa 12.74% Ongoing $99 Up to 55 Go to Site
BankSA Vertigo Platinum visa 12.74% Ongoing $99 Up to 55 Go to Site
Westpac Low Rate Visa Card visa 13.49% Ongoing $45 Up to 55 Go to Site
ANZ Low Rate mastercard 13.49% Ongoing $58 Up to 55 Go to Site
Commonwealth Bank Low Rate MasterCard mastercard 13.49% Ongoing $78 Up to 55 Go to Site
ANZ Low Rate Platinum mastercard 13.49% Ongoing $99 Up to 55 Go to Site
Commonwealth Bank Low Rate Gold MasterCard mastercard 13.49% Ongoing $120 Up to 55 Go to Site
nab Low Rate Card visa 13.99% Ongoing $59 Up to 55 Go to Site
bcu Visa Bonus Rewarder visa 16.8% Ongoing $40 Up to 55 Go to Site
HSBC Credit Card visa 17.99% Ongoing $0 Up to 55 Go to Site
ANZ Rewards visa 18.79% Ongoing $89 Up to 44 Go to Site
ANZ Rewards Platinum visa 18.79% Ongoing $149 Up to 55 Go to Site
Virgin Money No Annual Fee Credit Card visa 18.99% Ongoing $0 Up to 44 Go to Site
St.George Bank Amplify Classic visa 19.49% Ongoing $79 Up to 55 Go to Site
BankSA Amplify Classic visa 19.49% Ongoing $79 Up to 55 Go to Site
Bank of Melbourne Amplify Classic visa 19.49% Ongoing $79 Up to 55 Go to Site
Westpac Singapore Airlines Platinum Card visa 19.49% Ongoing $250 Up to 45 Go to Site
Westpac 55 day Visa Card visa 19.59% Ongoing $0 Up to 55 Go to Site
Westpac 55 day Platinum Visa visa 19.59% Ongoing $0 Up to 55 Go to Site
Commonwealth Bank Low Fee MasterCard mastercard 19.74% Ongoing $24 Up to 55 Go to Site
nab Low Fee MasterCard mastercard 19.74% Ongoing $30 Up to 44 Go to Site
ANZ First visa 19.74% Ongoing $30 Up to 44 Go to Site

Showing 1 - 25 of 59 results

Show: 10 25 50 All Results

Data last updated July 23rd, 2014

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.