Credit Card Ratings

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Credit Card Ratings

There is an abundance of credit cards on the Australian market so RateCity has teamed up with CANSTAR to allocate a credit card rating system, so you can instantly search and compare credit cards that have been star-rated for their great interest rates and features.

The credit card ratings have been designed to help you choose the right credit card by understanding what would suit your personal spending habits.

There are four spender profiles:

  • Occasional Spender : spends $5,000 per year and revolves $1,000 for one month
  • Everyday Spender : spends $24,000 per year and revolves $3000 for one month
  • Habitual Spender : spends $12,000 per year while revolving $5,000 for one month
  • Big Spender : spends $60,000 per year and revolves $9,000 for one month

Every six months CANSTAR CANNEX analyse both current and historical data for over 270 Credit Card products from over 70 financial institutions in Australia. In addition, over 100 parts of a product are analysed including product parameters, flexibility, rewards programs, premium card facilities, repayment capabilities and conditions attached to interest charging.

The results are reflected in a consumer-friendly 5-star concept, with 5 for an outstanding Product and 1 being a satisfactory Product.

Only the top 75 percent of the credit cards examined actually receive a star rating between 1 and 5. Rising Stars are those products that would be rated 3-star or higher but have not been in the market for over 6 months.

To see if your favourite financial institutions have made the CANSTAR credit card ratings list, check out some of the top credit card deals below.

Updating your preferences
We found 54 products that match your search

Show: 10 25 50 All Results

Company Product Card Type Balance Transfer Revert Rate Annual Fee Interest Free Days Go To Site
Select up to 3 products to compare
Citibank Platinum visa 0.00% (24 months) 21.74% $199 Up to 55 Go to Site
ANZ Low Rate mastercard 0.00% (16 months) 13.49% $58 Up to 55 Go to Site
ANZ Low Rate Platinum mastercard 0.00% (16 months) 13.49% $99 Up to 55 Go to Site
ANZ First visa 0.00% (16 months) 19.74% $30 Up to 44 Go to Site
ANZ Platinum visa 0.00% (16 months) 19.74% $87 Up to 55 Go to Site
NAB Premium Visa Card visa 0.00% (15 months) 19.74% $90 Up to 44 Go to Site
Bank of Melbourne Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
BankSA Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
St.George Bank Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
Bank of Melbourne Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
BankSA Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
St.George Bank Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
Virgin Money No Annual Fee Credit Card visa 0.00% (14 months) 20.99% $0 Up to 44 Go to Site
Virgin Money Velocity Flyer Card visa 0.00% (14 months) 20.99% $129 Up to 44 Go to Site
St.George Bank Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
BankSA Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
Bank of Melbourne Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
HSBC Platinum Credit Card visa 0.00% (8 months) 21.99% $0 Up to 55 Go to Site
Virgin Money Low Rate Credit Card visa 0.00% (6 months) 21.69% $99 Up to 44 Go to Site
Citibank Signature visa 0.00% (6 months) 21.74% $299 Up to 55 Go to Site
HSBC Credit Card visa 0.00% (6 months) 21.99% $0 Up to 55 Go to Site
HSBC Platinum Qantas Credit Card visa 0.00% (6 months) 21.99% $199 Up to 55 Go to Site
Westpac Singapore Airlines Platinum Card visa 0.99% (6 months) 19.74% $250 Up to 45 Go to Site
American Express Qantas Premium Card american_express 0.99% (6 months) 20.74% $249 Up to 44 Go to Site
American Express Velocity Platinum Card american_express 0.99% (6 months) 20.74% $349 Up to 44 Go to Site

Showing 1 - 25 of 54 results

Show: 10 25 50 All Results

Data last updated August 21st, 2014

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.