Important disclosure
St.George Bank Amplify Platinum (Amplify Qantas)
Bonus Points
70,000 bonus Qantas Points plus 0% p.a. interest on balance transfers for 24 months60,000 Qantas Points in year 1 when you spend $3k+ on eligible purchases in the first 90 days from new card approval and an extra 10,000 points after your first eligible purchase in year 2~. Plus, $99 card fee for the first year (reverts to $124) 0% p.a. interest on balance transfers for 24 months<<<. When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period.
Purchase Rate
19.49%
p.a
Balance Transfer Rate
0%
p.a
Pros and cons
For Amplify Platinum (Amplify Qantas)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 60,000 points subject to eligibility conditions
- $99 annual fee in the first 12 months and $124 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
St.George Bank Rate Credit card overview
For Amplify Platinum (Amplify Qantas)
Details
Card Level Platinum | Card Type Visa |
Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $6k | Maximum credit limit $80k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit St.George Bank to view Target Market Determination. |
Fees
Annual Fee $99 for 12 months then $124 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.49% p.a |
Cash advance rate 21.49% |
Cash advance fee 3% or $2.5 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- EXTENDED WARRANTY
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE
- Bonus PointsBalance Transfer 70,000 bonus Qantas Points plus 0% p.a. interest on balance transfers for 24 months60,000 Qantas Points in year 1 when you spend $3k+ on eligible purchases in the first 90 days from new card approval and an extra 10,000 points after your first eligible purchase in year 2~. Plus, $99 card fee for the first year (reverts to $124) 0% p.a. interest on balance transfers for 24 months<<<. When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period.
Other Restrictions
$75 annual Qantas Rewards Program fee