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St.George Bank Amplify Platinum (Amplify Rewards)

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
Balance Transfer

100,000 bonus Amplify Points, $49 first year annual fee, and 0% p.a. on balance transfers for 24 months

  ~ Ends in 7 days

Score 90,000 bonus Amplify points (worth up to $400 in eGift cards) when you spend $3k+ on eligible purchases within 90 days of new card approval. $49 card fee for the first year (reverts to $124) 0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. New cards only, Eligibility criteria and T&Cs apply.

Purchase rate p.a.

19.49%

Balance transfer rate

0%

Annual fee

$49

for 12 months then $124 thereafter

St.George Bank Amplify Platinum (Amplify Rewards)

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer

Purchase rate p.a.

19.49%

Balance transfer rate

0%

Annual fee

$49

for 12 months then $124 thereafter

Pros and Cons

For St.George Bank Amplify Platinum (Amplify Rewards)

Benefits

  • Rewards Available through Amplify Rewards
  • Extra 100,000 points subject to eligibility conditions
  • $49 annual fee in the first 12 months and $124 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

    St.George Bank Rate Credit Card overview

    For Amplify Platinum (Amplify Rewards)

    Details

    Card level

    Platinum

    Card type

    Visa

    Interest free days

    55

    Minimum monthly repayment

    2% or $10

    Minimum credit limit

    $6,000

    Maximum credit limit

    $80,000

    Free supplementary cards

    Instant approval

    Target Market Determination

    Visit St.George Bank to view Target Market Determination.

    Fees

    Annual fee

    $49

    for 12 months then $124 thereafter

    Annual Fee Spend Waiver

    Supplementary card annual fee

    $0

    Late payment fee

    $15

    Over limit fee

    $0

    Duplicate statement fee

    $2

    Electronic Wallet Service

    Apple pay available

    Google pay available

    Samsung pay available

    Important Rates

    Rates

    Purchase rate p.a.

    19.49%

    Cash advance rate

    21.49%

    Cash advance fee

    3% or $2.5

    Balance Transfer

    Balance transfer rate

    0%

    Transfer limit

    80%

    of the approved credit limit

    Balance transfer fee

    1%

    Overseas spending

    Foreign exchange fee
    3% on Visa
    Overseas charges

    $5

    Estimated ATM cost

    $14

    for AU $300 withdrawal

    Rewards

    Program name

    Amplify Rewards

    Rewards available

    Gift Card

    Eligibility

    Minimum age

    18

    Minimum income

    Eligibility conditions

    Regular, verifiable income

    Residency

    Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid

    Perks

    DOMESTIC TRAVEL INSURANCE

    INTERNATIONAL TRAVEL INSURANCE

    FREE SUPPLEMENTARY CARDS

    EXTENDED WARRANTY

    RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE

    PURCHASE PROTECTION INSURANCE