Important disclosure

St.George Bank

St.George Bank No Annual Fee Visa

  • Balance transfer
  • No annual fee
  • Instant approval
Purchase Rate

20.74%

p.a

Balance Transfer Rate

21.49%

p.a

RateCity says

“A balance transfer card that offers customers no annual fee and free supplementary cards.”

Tags
  • Balance transfer
  • No annual fee
  • Instant approval
Purchase Rate

20.74%

p.a

Balance Transfer Rate

21.49%

p.a

Annual Fee

$0

Pros and cons

For No Annual Fee Visa

Benefits

  • No Annual Fee
  • Free supplementary cards

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No reward program

St.George Bank Rate Credit card overview

For No Annual Fee Visa

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$40k

Free supplementary cards

Instant Approval

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.74%

p.a

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance Transfer Rate

21.49%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

NO strict minimum income, all circumstantial

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Perks

  • FREE SUPPLEMENTARY CARDS

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  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

8.99%

p.a

for up to 6 months, then 13.95%

Annual Fee

$0

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  • Apple, Google & Samsung Pay
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Cashback

Earn $125 back to your new ANZ First card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year.*T&Cs apply.
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $30 thereafter

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Purchase Rate

11.99%

p.a

Annual Fee

$0

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  • Apple & Google Pay
  • Balance transfer
  • No annual fee
  • Instant approval

RateCity Exclusive

Earn 2 rewards points per dollar on your eligible spend at Kogan.com (1000 Points = $10 of Credit)
Purchase Rate

0.00%

p.a

for up to 9 months, then 20.99%

Annual Fee

$0