No Annual Fee Visa

Pros:
  • No Annual Fee
Cons:

    Basic

    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    55
    Maximum credit limit
    Maximum credit limit
    $40,000
    Minimum credit limit
    Minimum credit limit
    $500
    Minimum repayment dollars
    Minimum repayment dollars
    $10
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    3
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $15
    Over limit fee
    Over limit fee
    $0
    Duplicate statement fee
    Duplicate statement fee
    $8
    Supplementary card annual fee
    Supplementary card annual fee
    $0
    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    55
    Maximum credit limit
    Maximum credit limit
    $40,000
    Minimum credit limit
    Minimum credit limit
    $500
    Minimum repayment dollars
    Minimum repayment dollars
    $10
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    3
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $15
    Over limit fee
    Over limit fee
    $0
    Duplicate statement fee
    Duplicate statement fee
    $8
    Supplementary card annual fee
    Supplementary card annual fee
    $0

    Rates

    Purchase Rate
    Purchase Rate
    20.49%
    Cash advance rate
    Cash advance rate
    20.49%
    Purchase Rate
    Purchase Rate
    20.49%
    Cash advance rate
    Cash advance rate
    20.49%

    Balance Transfer

    Balance Transfer Rate
    Balance Transfer Rate
    0%for 12 months then 20.49%
    Transfer Limit
    Transfer Limit
    95%of the chosen credit limit
    Balance Transfer Fee
    Balance Transfer Fee
    $50
    Balance Transfer Rate
    Balance Transfer Rate
    0%for 12 months then 20.49%
    Transfer Limit
    Transfer Limit
    95%of the chosen credit limit
    Balance Transfer Fee
    Balance Transfer Fee
    $50

    Overseas spending

    Foreign Exchange Fee
    Foreign Exchange Fee
    3% on Visa
    Overseas charges
    Overseas charges
    $5
    Estimated ATM Cost
    Estimated ATM Cost
    $14for AU $300 withdrawal
    Foreign Exchange Fee
    Foreign Exchange Fee
    3% on Visa
    Overseas charges
    Overseas charges
    $5
    Estimated ATM Cost
    Estimated ATM Cost
    $14for AU $300 withdrawal

    Rewards

    Program name
    Program name
    Rewards Available
    Rewards Available
    Points Per $1 Spend
    Points Per $1 Spend
    Program name
    Program name
    Rewards Available
    Rewards Available
    Points Per $1 Spend
    Points Per $1 Spend

    Eligibility

    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    Eligibility conditions
    Eligibility conditions
    NO strict minimum income, all circumstantial
    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    Eligibility conditions
    Eligibility conditions
    NO strict minimum income, all circumstantial

    Perks

    • Free Supplementary Cards
    Compare your product with the big 4 banks, or add more products to compare