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St.George Bank credit cards

St. George Bank was initially founded in 1937 as a housing-based financial institution. In May 2008, the bank signed a Merger Implementation Agreement with Westpac. Over the years, St. George established itself as one of Australia’s most reputable building societies, and gained its full banking licence in 1992.

The bank provides wealth management, retail, institutional, and business-making solutions and products throughout all states and territories of Australia. 

St. George customers can reach customer support by contacting them via:

  • Customer service (phone, email, branch)
  • Mobile app
  • Online banking
  • Mobile banking staff

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Why choose St.George Bank

Benefits

  • Complimentary travel insurance
  • Access to branches
  • High interest-free days

Drawbacks

  • Purchase rates
  • Fees may be moderate to high

St.George Bank Credit Cards

About St. George credit cards

St. George offers a few credit card options, including:

  • Low interest 
  • No annual fee
  • Balance transfer
  • Rewards program
  • Frequent Flyer points (Qantas)
  • Overseas travel insurance
  • Platinum

St. George’s low interest card offer comes with a moderately low purchase rate, as well as a moderately high number of interest-free days. 

Points chasers can take advantage of St. George’s Amplify Rewards program, which allows you to earn points towards Qantas flights, Qantas upgrades, gift cards, merchandise and more. St. George’s rewards cards include a basic option, a standard option and platinum option. Some credit cards also come with complimentary travel insurance. 

There is also a St. George credit card with 0 per cent balance transfer deal, with various conditions attached.

St. George credit cards review

As St. George offers a range of credit cards, from no-frills options to high-end cards with perks, its interest rates and fees vary across each product.  

It has competitive, low-rate options as well as Platinum credit cards with understandably higher rates and fees. While there may be lower-rate credit card options out there from smaller or online lenders, you may miss out on the convenience of customer service and branch access that St. George offers.  

Its extensive rewards program may be a draw for customers looking for a credit card that earns them points towards merchandise and gift cards, as well as Qantas rewards. St. George also offers customers complimentary travel insurance on some credit cards. This can be a handy resource for travellers as this type of insurance can be a costly part of your travel budget. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.