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University Credit Society or Unicredit as it is commonly known was founded in 1964 by employees of the Chemistry Department at the University of Western Australia. Membership to the credit society was originally restricted to staff, but today membership is now open to all Community Members. Unicredit continues to operate as a traditional credit union and offers a full and diversified range of financial services and products including savings accounts, investment accounts and personal loans.
Product Details
- Company
-
- Intro Rate
- N/A
- Balance Transfer
-
0%
(9 months) - Interest Rate
- 20.24%
- Annual Fee
- $179
- Card Type
-
- Interest Free Days
- 55 Days
- Late Payment Fee
- N/A
- Minimum Repayment
- $30
- Minimum Repayment
- 2%
- Card Level
- platinum
Card Rewards — Platinum Rewards
The rewards featured below are based on an average annual spend of $12,000 ($1,000 per month). These figures are for comparison purposes only.
Frequent Flyer N/A
Points per dollar spent
Travel
23,400.0
Velocity
Velocity
Points required for a Sydney to Melbourne flight with specified company eg. Qantas
Cashback $37.5
A cashback voucher is where you receive cash/money in return for spending a certain amount on your credit card. This money can often be transferred directly into your bank account. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
Merchandise $98.7
These are rewards that can be redeemed directly from the rewards program. These rewards can be electronics, household goods, travel goods, jewellery etc.
Gift Card $89.84
A gift card is a prepaid voucher that can be exchanged for items such as electronics, homeware and mobile rewards etc at selected stores. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
