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- No Annual Fee Card
Virgin Money No Annual Fee Card
- Apple & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 12 months, then 18.99%
Balance transfer rate
0%
Annual fee
$0
Virgin Money No Annual Fee Card
- Apple & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 12 months, then 18.99%
Balance transfer rate
0%
Annual fee
$0
RateCity says
"Avoid one of the biggest costs of a credit card with this competitive no annual fee offer from Virgin Money."
Pros and Cons
For Virgin Money No Annual Fee Card
Benefits
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Free supplementary cards
Drawbacks
- No reward program
Virgin Money Rate Credit Card overview
For No Annual Fee Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$2,000
Maximum credit limit
$10,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Virgin Money (Australia) Pty Limited to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$40
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
0.00%
for up to 12 months, then 18.99%
Cash advance rate
20.99%
Cash advance fee
2.7% or $2.7
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14.9
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
25
Minimum income
$35,000
Eligibility conditions
Residency
Perks
Other Restrictions
Balance must be paid in full each month (including balances transferred) to receive interest free days. No interest free days apply while you have a balance transfer.
