Westpac Low Rate Visa Card

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Medium low rate visa card

Good For

Low Rates Balance Transfer Offers

  • Type: Visa
  • Level: Standard

All Offers

Balance Transfers Offers 0% for 18 months then 21.49%
Introductory Offers 0% for 3 months then 13.49%
Special Offers N/A

Rates & Fees

Ongoing Purchase Interest Rate 13.49%
Annual Fee $59
Maximum free days Up to 55
Late Payment Fee $9
Over Limit Fee $9

Overseas Spending

Currency Conversion Fee 3%
Overseas ATM Charges $2.5 or 2% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $15.00


Travel Insurance N/A

Repayment Details

$ Minimum Repayment $10
% Minimum Repayment 2%

Application Requirements

Minimum Credit Limit $500
Maximum Credit Limit $999,999,999

More about Westpac

Shop with security, earn valuable reward points and enjoy a great range of reward benefits with a Westpac credit card. Westpac offers a wide range of credit cards for your to choose the right card for your needs. All Westpac credit cards are protected by CardSheild, a suite of security features that help safeguard you against fraudulent activity when making purchases with your card. Reward cards such as the Altitude MasterCard, Altitude Platinum Amex and Altitude Gold MasterCard allow you to redeem Velocity reward points for great value flights and an assortment gift vouchers, accommodation, homewares and appliances, and outdoors, sports and fitness gear.

Compare credit cards by lowest rates and features at RateCity.com.au