RateCity.com.au
Advertisement

SmartDoc Investment Loan Fixed 3 Years

Adelaide Bank

Advertised Rate5.24%

Fixed - 3 years

Comparison Rate5.63%
Monthly Repayment$1440

over 30 years

Minimum Deposit %20%
Pros
  • 100% full offset account
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will not change during fixed period
Cons
  • Limited extra repayments
  • Application fee charged
  • Monthly fee charged
  • Discharge fee at end of loan

Loan Profile

Maximum LVR
Maximum LVR80%
Loan Term
Loan Term5 - 30 years
Investors loans
Investors loans
First Home Buyer
First Home Buyer
Owner Occupied
Owner Occupied
Refinance
Refinance
Line of Credit
Line of Credit
Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$495
Legal Fee
Legal Fee$0
Valuation Fee
Valuation Fee$0
Settlement Fee
Settlement Fee$120
Discharge Fee
Discharge Fee$325
Application Fee
Application Fee$375
Initial Ongoing Fee
Initial Ongoing Fee$0
Ongoing Fee
Ongoing Fee$15

Repayments & Redraws

Offset Account
Offset Account

100% offset account

Redraw Facility
Redraw Facility

Redraw fee: $0

Extra Repayments
Extra RepaymentsAllowed with restrictions
Weekly Repayments
Weekly Repayments
Fortnightly Repayments
Fortnightly Repayments
Monthly Repayments
Monthly Repayments

More Information

Interest rate structure
Interest rate structureFixed - 3 years
Interest only
Interest only
Loan allows split interest rate
Loan allows split interest rate
Principal and interest
Principal and interest

States Applicable

NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
NT
NT
TAS
TAS
Advertisement