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Basic Fixed Rate Home Loan (Principal and Interest) 3 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Limited extra repayments
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$40k - $2mCalculate how much you can borrow »
Total repayments
Total repayments
$604,584View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
10 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$545.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$250
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$295
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$100
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$40k - $2mCalculate how much you can borrow »
Total repayments
Total repayments
$604,584View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
10 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$545.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$250
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$295
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$100

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