AMP Bank home loans

AMP is a financial services company that was formed in 1849 as the Australian Mutual Provident Society.

The company also includes AMP Capital, one of the largest investment managers in Asia Pacific with operations throughout the world. AMP has a head office in Sydney and provides a number of services, such as financial planning and banking products as well as investment advice through AMP Capital.

Other available products

Content updated

17 Oct, 2022

Product data updated

16 Apr, 2024

Why choose AMP Bank

Benefits

Flexible repayment and loan options available
Discounted rates on some loans
Specialised loans available
Moderately-low rates on most loans

Drawbacks

Ongoing fees charged on some loans
Limited interest-only payments

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Your estimated mortgage repayments

at interest rate 5%

Total interest payable

Total loan repayments

Contact a mortgage broker

AMP Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

Henry Vong

VIC3128

Customer Representative Number: 546576

5.0

623 Google reviews

Get expert advice from a home loans specialist.

A relationship focussed financier. Started out supporting first home buyers , investors, self employed and bussiness own...

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Viet Nguyen

VIC3023

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Been in the industry for over 10 years while working as a Mortgage Broker for over 3 years. I specialised in assisting c...

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Spencer Lawson

QLD4300

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

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AMP Bank customer service

Home loan customers can contact AMP by phone to discuss home loans, new customer enquiries, general banking enquiries, as well as superannuation, insurance and retirement queries. You can also contact the bank via email. Customers can also request an appointment through an affiliated network of financial advisers that can be found via the AMP website.

Customer service centre (phone)
Mobile app
Online banking
Email
Live Chat

How to apply for AMP Bank home loans

There are several ways to apply for an AMP Bank home loan. You can download an application form from the AMP website and arrange an appointment with an AMP Bank home loan specialist. You can also apply by phone or request the bank contact you when convenient.

Before applying for a home loan, consider how much you can afford to borrow and comfortably repay given your financial situation and income.

You will also need to provide documentation when applying for a home loan, including (amongst others):

Identification.
Proof of employment, income and assets.
Information on current liabilities, debts and loans.
Details of other earnings and expenses.

Refinancers will also be required to provide home loan statements for the previous six months and their last three statements for all loans, accounts or cards being refinanced (if you plan to consolidate these other debts into your mortgage).

AMP Bank home loans review

As a large financial services company, AMP can offer Australians a variety of home loan options.

AMP Bank home loans are available with variable interest rates, or you can fix your interest for up to five years, or choose to split your rate. Options are available for owner occupiers and investors, as well as refinancers. Construction loans are also available for borrowers seeking to build or renovate a property.

AMP’s lowest home loan interest rates tend to be for owner occupiers paying principal and interest. Eligible corporate super members and AMP Limited shareholders may also be able to access special interest rate offers on AMP Bank home loans.

Many AMP Bank home loans have no upfront or ongoing fees. However, other fees and charges may apply on specific home loan offers, or when you use specific home loan features.

Offset accounts are also available for selected AMP Bank home loans upon request, and may be applied for separately. Extra repayments and redraws are also available with AMP Bank home loans upon request.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

AMP Bank home loans

Why choose AMP Bank

Benefits

Drawbacks

AMP Bank Home Loans

Home Loans calculator