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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Home Loan Interest Rate

If you're in the market for a home loan, you will have four interest rate options to choose from:

  • Introductory rate, also known as a "honeymoon rate"
  • Fixed rate
  • Variable rate; or
  • Split loan (a combination of fixed and variable rates)

To help you find the home loan type for your purposes it's important to clearly understand and identify your needs. There may be some product features you would like, but come at an additional cost. The home loan interest rate you choose may permit your from making additional repayments with penalties. This is the common setback with fixed rate loans so consider the benefits you will receive and how much it will cost you if you plan to pay back your loan early.

By keeping track of interest rates on RateCity.com.au, you will be able to find the best market rates available daily.

The table below shows the today's best home loan interest rates, ranked by lowest variable rate loans.

Related search: Low rate variable mortgages.

See all Mortgage Articles
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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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