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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Home Loan Market

The home loan market in Australia is very competitive between banks and non-bank lenders as they try to get your business. All lenders compete for your home loan by offering a range of home loans such as fixed and variable rate home loans, as well as a variety of home loan options such as redraw and offset facilities. Because of the size of the home loan market and the competition from lenders, you are more likely to have a better chance of finding a home loan with a lower interest rate and a type of mortgage that will suit your budget and lifestyle.

The table below lists current 3 year fixed rate home loans advertised with both banks and non-banks.

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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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