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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Investment Loans

Investment loans are a type of loan available that borrowers can take out for the purposes of purchasing an investment property.

There is a range of variable and fixed rate investment loans available for most amounts to suit your budget and investment needs, however there are two types of loans that are generally more popular for investors:

  • Line of credit loan: With this type of loan you can tap into the equity in your existing home and use it for a deposit to purchase your investment property.
  • Interest only loan: Unlike standard home loans where you pay interest plus principal, with an interest only loan you only pay the interest. This is until you sell the property at which point you then have to pay back the total principal owing.

The table below shows current variable rate investment loans that require no upfront fee.
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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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