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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Owner-Occupied Home Loans

Owner-occupied home loans are available for borrowers who plan to live in the home that the loan is required. There are two main reasons why borrowers usually take out home loans:

  • To purchase an investment property
  • To purchase a property to live in
Those wanting to take out an owner-occupied home loan may either want to purchase an existing home or build a new or renovate an established property. If you are in the market for a home to live in, there are a range of both fixed and variable rate owner-occupied home loans available for any amount you hope to borrow.

The table below lists some of our top 1 year fixed rate home loans available. Or visit our home loans page for more information.
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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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