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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Refinancing

If you are looking at the possibility of refinancing, you should make sure you know how the process works so you won't be caught out with any nasty hidden fees and charges.

  1. Read your contract - Before you refinance, take the time to read your current contract and product disclosure statement. Look for a section on breaking the contract and if there are any penalties you may incur.
  2. Compare home loans online - with RateCity's selection of thousands of home loans to compare to your current loan, you will be able to quickly and easily find a great deal at today's lowest interest rates for your refinancing needs.
  3. Talk to your lender - use your new knowledge of the home loan market after shopping around to give you the confidence and negotiating power to discuss your situation with your lender and bargain for a better deal. When it comes to refinancing, if your current lender won't budge there are always thousands of other home loans available at just a click away!
The table below displays today's best variable rates offered by banks.
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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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