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Save money with home loan comparison tools
Looking for a home loan but don’t know where to begin? Join the thousands of Australians who are currently searching for the best home loans. First thing first, starting looking, comparing and most importantly research, research, research.
Fortunately the Internet has made the task of shopping around more convenient, you can now shop from your couch and use the latest home loan comparison tools to help you narrow down your search.
Admittedly there are thousands of home loans available so you need to find the right one for your specific financial circumstances.
What’s important to you? Low interest rates, institutions, flexibility or special home loans.
Here at RateCity, we allow you to compare home loans in a range of ways:
- Compare by lowest cost : This allows borrowers to find some of the lowest rates in all of Australia, potentially saving them thousands of dollars in repayments.
- Compare by lender : If you have a preferred lender, compare all of their products to see which one is the cheapest, or most suitable for you.
- Compare special types : This lets you find special loans such as low doc loans, which have different lending criteria and rates to standard loans.
You can also refine your search by choosing to view only banks or non-banks, or only products offering features such as redraw or split options.
Need help calculating your mortgage repayments?
RateCity has a home loan repayment calculator that takes into account;
- Loan amount
- Interest rate
- Loan term
- Repayment instalments
- Additional repayments
- Repayment type
- Mortgage type
Jump into the home loan repayment calculator and work out exactly what your repayments will be, based on the home loans you are looking at.
To secure your dream home today, compare home loans, crunch the numbers using our repayment calculator and follow our news articles to get the latest home loan tips. For more information visit our detailed home loans guide.
Disclaimer
This article is over two years old, last updated on July 9, 2009. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent home loans articles.
Compare home loans in Australia
5.99%
5.90%
$3,218
Australian Credit Licence 234945
Fees & charges apply
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.14%
6.17%
$3,264
Australian Credit Licence 237391
Fees & charges apply
- 2024 Award Winner
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
- P&I
5.99%
6.04%
$3,218
Australian Credit Licence 393283
Fees & charges apply
- Owner Occupied
- Variable
- 50% min deposit
- P&I
7.36%
7.41%
$3,650
Australian Credit Licence 230686
Fees & charges apply
- Investor
- Variable
- 10% min deposit
- P&I
7.24%
7.55%
$3,611
Australian Credit Licence 243099
Fees & charges apply
- Owner Occupied
- Variable
- 10% min deposit
- P&I
6.01%
6.14%
$3,225
Australian Credit Licence 237879
Fees & charges apply
- Special
- Owner Occupied
- Variable
- 10% min deposit
- P&I
6.15%
6.17%
$3,268
Australian Credit Licence 237502
Fees & charges apply
- Owner Occupied
- Variable
- 40% min deposit
- P&I
6.19%
6.54%
$3,280
Australian Credit Licence 234517
Fees & charges apply
- Owner Occupied
- Variable
- 40% min deposit
- P&I
6.99%
7.00%
$3,531
Australian Credit Licence 395219
Fees & charges apply
- Investor
- Variable
- 30% min deposit
- P&I
6.23%
6.38%
$3,292
Australian Credit Licence 244616
Fees & charges apply
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.59%
6.60%
$3,404
Australian Credit Licence 233714
Fees & charges apply
- Cashback
- Owner Occupied
- Variable
- 5% min deposit
- P&I
6.84%
7.16%
$3,611
Australian Credit Licence 233714
Fees & charges apply
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Product database updated 24 Apr, 2024
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