Home Loans Articles

Relevant Home Loans articles and tips

Why more Australians are rentvesting

‘Rentvesting’ is an option being taken by some younger Australians who want to enter the property market but don’t want to live in the outer suburbs.

Home Loans3 min read

Good debt and bad debt – how to consolidate and save

Even if you didn’t pay much attention to the 2017 federal budget, you may remember how it was presented a little differently. Rather than focusing solely on surpluses versus deficits, the federal government sorted its borrowing into "good debt" and "bad debt".

Home Loans7 min read

Looking beyond the rate – other home loan features to get excited about

Many of us get hung up on interest rates when comparing different home loans. It’s easy to understand why – “the lower the rate, the better the loan” is a very simple formula to understand.

Home Loans5 min read

Don’t make this big refinancing mistake!

The main reason people refinance their home loan is to save money. But sometimes people make a crucial mistake and actually lose money.

Home Loans2 min read

How offset accounts can strip years off your home loan

Unless you have a bachelor degree in finance, really smart friends or a great financial advisor, you may never learn all the tricks of the trade. For instance, did you know that offset accounts reward the conscious saver by saving you thousands in interest charges and shaving years of your loan term?

Home Loans2 min read

Do I look at the property first or the mortgage?

One of the biggest mistakes house hunters can make is to start looking for a property before locking in their finance.

Home Loans3 min read

The fixed versus variable home loan debate

Choosing between variable, fixed and split rate home loans can be like engaging in the chance game of paper, rocks, scissors. Choosing your opponents next move can be just as hard as trying to predict the property market and interest rate changes.

Home Loans5 min read

Looking at interest only loans

The governor of the Reserve Bank of Australia (RBA), Philip Lowe, has shown support for new housing affordability regulations from the Australian Prudential Regulation Authority, including limiting interest-only loans to 30% of all new loans supplied by banks and lenders.

Home Loans6 min read
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