Home Loans Guide – Step 7 of 7 – Fees & Charges
Home Loan Deposit - Step by Step guide 7 with Laine Lister - the ins and outs of mortgage fees and charges.
Refinancing a home loan for bad credit
Managing your finances is never easy, but this can prove especially challenging if you’ve had problems with bad credit in the past. Whether you’re doing it tough due to financial problems from circumstances beyond your control, or if you’re trying to make up for money mistakes you've made in the past, a bad credit score can cast a long shadow over your future financial dealings, including refinancing a home loan.
Refinancing for debt consolidation
If you already have a home loan, and also owe money on credit cards, personal loans or car loans, you may be (figuratively) drowning in debt.
25 years versus 30 years home loan terms
There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.
What are owner-occupied home loans?
While the investment property market in Australia is on the rise, there are still plenty of Aussie home buyers looking for a house they can move straight into and make their home. When carrying out your home loan calculations make sure you look at owner-occupied home loans.