Home Loans Articles

Relevant Home Loans articles and tips

How to find your interest rate

Home Loans6 min read

Should you switch or negotiate a better rate?

Refinancing your home loan is a significant decision, and one that’s worth giving some proper consideration before taking the plunge. By following RateCity’s six-step process, you can accurately assess the current state of your personal finances, where you would like them to be, and determine whether switching from one lender to another will ultimately be worth it.

Home Loans7 min read

Refinancing your home loan to buy an investment property

If you have been paying down your mortgage consistently while living in your property, you may be considering using your available equity to secure an investment property. While this strategy comes with its risks, there is also great reward to be had in a successful investment.

Home Loans9 min read

Why now could be the time to fix your rate

A week ago today, the RBA decided to keep the cash rate on hold at the historic low of 1.5 per cent. With only one more meeting left this year and no meeting held in January, economists predict that the cash rate is likely to remain steady for at least a few months to come.

Home Loans3 min read

25 years versus 30 years home loan terms

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.

Home Loans4 min read

Cash rate=interest rate

Understanding finance speak is important when entering into a home loan. If you know the basic financial terms you can easily conduct your own research to make the best choices when it comes to your own financial situation. One such term that affects the entire Australian housing market is the cash rate.

Home Loans2 min read
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