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Home Loans Articles

Relevant Home Loans articles and tips

What is a mortgage broker?

A mortgage broker is an individual or company that acts as a middleman between the borrower and the lender. The borrower is usually an individual who wants to buy property, while the lender is a bank or a non-bank lender.

Home Loans3 min read

The lowest rates from the biggest banks

Ever wondered which of the high-profile banks offers the cheapest home loan?

Home Loans2 min read

The cheapest home loans on the market

You might be surprised to learn that various lenders are currently offering some of the cheapest mortgage rates in Australia’s history.

Home Loans3 min read

Aussies flushing thousands of dollars down the toilet

Ever fancied the idea of flushing money down the toilet? It sounds ridiculous, yet many Australians do something similar.

Home Loans3 min read

5 ways to save your home deposit faster

When you’re scraping by to save for your home deposit, the dream can start to feel more like fantasy than reality. RateCity has compiled a list of new and timeless ways you can save your home deposit faster.

Home Loans4 min read

These 5 home loan traps could cost you massive dollars

Taking out a mortgage can be an intimidating and confusing process – and the banks don’t exactly go out of their way to make it simpler.

Home Loans4 min read

What is a principal and interest home loan?

Home loan repayments are either made on a ‘principal and interest’ basis or they are paid by ‘interest-only’ instalments.

Home Loans4 min read

Why smaller mortgage lenders often come out on top

Borrowers are doing themselves a disservice if they refuse to at least consider taking out a mortgage with a lender outside the big four banks.

Home Loans3 min read
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