Home Loans Articles

Relevant Home Loans articles and tips

Aussies flushing thousands of dollars down the toilet

Ever fancied the idea of flushing money down the toilet? It sounds ridiculous, yet many Australians do something similar.

Home Loans3 min read

5 ways to save your home deposit faster

When you’re scraping by to save for your home deposit, the dream can start to feel more like fantasy than reality. RateCity has compiled a list of new and timeless ways you can save your home deposit faster.

Home Loans4 min read

These 5 home loan traps could cost you massive dollars

Taking out a mortgage can be an intimidating and confusing process – and the banks don’t exactly go out of their way to make it simpler.

Home Loans4 min read

What is a principal and interest home loan?

Home loan repayments are either made on a ‘principal and interest’ basis or they are paid by ‘interest-only’ instalments.

Home Loans4 min read

Why smaller mortgage lenders often come out on top

Borrowers are doing themselves a disservice if they refuse to at least consider taking out a mortgage with a lender outside the big four banks.

Home Loans3 min read

What is a mortgage broker?

A mortgage broker helps consumers take out home loans with lenders. As such, mortgage brokers act as middlemen between consumers and lenders.

Home Loans2 min read

Is the cheapest home loan always the best?

We all want to pay as little for our mortgage as possible, but it would be wrong to assume that lower-rate products are automatically better.

Home Loans3 min read

Why more Australians are rentvesting

‘Rentvesting’ is an option being taken by some younger Australians who want to enter the property market but don’t want to live in the outer suburbs.

Home Loans3 min read
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