RateCity.com.au
Advertisement

Select Basic Variable Home Loan (LVR < 80%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Parents can sign as guarantor
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$100k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$1,591,560View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
10 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$330
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$535
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$100k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$1,591,560View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
10 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$330
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$535

Talk to a broker

Get expert advice from a broker about a home loan now.

  • Mortgages made simpler

    50% of home loans are settled through a broker.

  • Find the right loans

    No time to research? A broker can help you.

  • Exclusive offers

    Lenders have rates that are only accessible to brokers.

  • Highly recommended

    RateCity has referred over 5000 users to a broker.

Get an expert advice now

Aussie, founded as Aussie Home Loans in 1992, is a financial services company and one of the largest retail mortgage brokers in Australia. It acquired Wizard Home Loans in 2009 and is now majority-owned by the Commonwealth Bank.

Aussie has headquarters in Sydney and over 150 retail stores and 1000 mobile and retail brokers throughout the country. The company offers products and services such as home and personal loans, insurance and deposit bonds and customers can make free appointments with accredited mortgage brokers.

The company has won numerous awards, including The Adviser’s Top Brokerage award from 2013-2015.


Applications are subject to approval. Conditions, fees and charges apply.

Credit services for Aussie Select and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133. Credit for Aussie Optimizer products is provided by Perpetual Ltd ACN 000 431 827.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a partly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. © 2017 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786

Compare your product with the big 4 banks, or add more products to compare