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Health, Wealth & Happiness Home Loan Fixed (Principal and Interest) 3 Years (Special)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • Parents can sign as guarantor
  • Comes with a credit card
Cons:
  • No redraw and no offset
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$200k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$1,348,560View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee$600
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$200k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$1,348,560View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee$600
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Other Benefits
Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when home and contents policy is purchased through Australian Unity.

Australian Unity is a member-owned financial services and healthcare company that was first formed in 1840 in Melbourne as the Manchester Unity International Order of Oddfellows in Victoria. In 1993, the company merged with Australian Natives’ Association and became Australian Unity.

The organisation is based in Melbourne, employs over 2000 staff and has over 300,000 members. Australian Unity provides a number of public services including health and dental insurance, assisted living and aged care services. They also offer financial products and services, issued through Big Sky Financial, such as banking and home loans, as well as investments, insurance and financial planning advice.

Australian Unity has won numerous awards for its financial and personal services.

Australian Unity home loan calculator  

Interested in an Australian Unity home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Australian Unity compares to its competitors. Simply plug in your borrowing amount below. 

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