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Standard Variable Rate Home Loan

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Parents can sign as guarantor
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments may decrease if RBA cuts rates
Cons:
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$25k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$519,120View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, QLD, SA, VIC
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$1080.00
Application fee
Application fee
$400
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$230
Legal fee
Legal fee
$450
Ongoing fee
Ongoing fee
$10 monthly
Discharge fee
Discharge fee
$300
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$25k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$519,120View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, QLD, SA, VIC
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$1080.00
Application fee
Application fee
$400
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$230
Legal fee
Legal fee
$450
Ongoing fee
Ongoing fee
$10 monthly
Discharge fee
Discharge fee
$300
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