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Advantage Package Fixed Rate Home Loan (Principal and Interest) 3 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
Cons:
  • Limited extra repayments
  • Annual fee charged
  • Discharge fee at end of loan
  • Not available for self-employed borrowers

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$150k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$568,944View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$100
Application fee
Application fee$0
Settlement fee
Settlement fee$100
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee$350
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$150k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$568,944View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$100
Application fee
Application fee$0
Settlement fee
Settlement fee$100
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee$350

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BankSA, or the Bank of South Australia, was founded in 1848 as the Savings Bank of South Australia and is now a division of Westpac.

The bank has over 100 branches throughout South Australia and the Northern Territory and headquarters in Adelaide. BankSA offers financial services and products such as personal loans and banking, home loans, insurance, credits cards, investment and superannuation and financial planning advice.

BankSA has won a number of awards, including Money Magazine’s Business Bank of the Year in 2006.

BankSA home loan calculator  

Interested in an BankSA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how BankSA compares to its competitors. Simply plug in your borrowing amount below. 

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