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BankSA home loans
From humble beginnings, BankSA now serves one in four South Australians, with the largest network of branches and ATMs in the state.
BankSA first opened in March 1848 with a single room office under the original name the Savings Bank of South Australia. Since then, it has had a colourful history, changing ownership and names several times, even collapsing in 1991. Now BankSA is part of the Westpac Banking Corporation.
BankSA has 3,800 staff, 800,000 customers and 38,000 shareholders.
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Why choose BankSA
BankSA Home Loans
Loan amount
Minimum deposit
Loan type & Term
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6.59%
6.60%
$2,383
Australian Credit Licence 233714
Fees & charges apply
- Cashback
- Owner Occupied
- Variable
- 5% min deposit
- P&I
9.66%
9.80%
$2,818
Australian Credit Licence 233714
Fees & charges apply
Standard Variable Rate Home Loan
- Cashback
- Investor
- Variable
- 20% min deposit
- Interest Only
6.89%
8.52%
$2,010
Australian Credit Licence 233714
Fees & charges apply
Advantage Package
- Cashback
- Investor
- Fixed 1 year
- 20% min deposit
- Interest Only
6.89%
6.90%
$2,010
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Investor
- Variable
- 20% min deposit
- Interest Only
6.19%
6.20%
$2,296
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Owner Occupied
- Variable
- 30% min deposit
- P&I
6.29%
6.30%
$2,318
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.44%
6.45%
$2,350
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Investor
- Variable
- 30% min deposit
- P&I
6.54%
6.55%
$2,372
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Investor
- Variable
- 20% min deposit
- P&I
6.79%
6.80%
$1,980
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Investor
- Variable
- 30% min deposit
- Interest Only
6.84%
6.85%
$2,438
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Investor
- Variable
- 5% min deposit
- P&I
7.19%
7.20%
$2,097
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Investor
- Variable
- 10% min deposit
- Interest Only
7.29%
7.30%
$2,126
Australian Credit Licence 233714
Fees & charges apply
Basic Home Loan
- Cashback
- Owner Occupied
- Variable
- 30% min deposit
- Interest Only
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Contact a mortgage broker
BankSA homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.