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First Rate Variable Special Home Loan

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • Extra low interest rate for new customers
  • No ongoing fees
  • Suitable for low deposits
Cons:
  • Not available for first home buyer
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$30k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$578,664View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesNSW, QLD, SA, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$863
Application fee
Application fee$863
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
At Cost
Legal fee
Legal fee
At Cost
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$0
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$30k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$578,664View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesNSW, QLD, SA, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$863
Application fee
Application fee$863
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
At Cost
Legal fee
Legal fee
At Cost
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$0
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