RateCity.com.au
Advertisement

Equity Access Home Loan

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments may decrease if RBA cuts rates again
Cons:
  • Annual fee charged
  • Discharge fee at end of loan
  • Settlement fee charged
  • Maximum loan amount is limited to 80% of the property value

Details & Fees

Maximum LVR
Maximum LVR80%
Interest rate structure
Interest rate structureVariable
Borrowing range
Borrowing range$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments$505,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term1 - 30 years
Offset account
Offset account
Extra repayments
Extra repaymentsUnlimited extra repayments
Redraw facility
Redraw facilityRedraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors, Line of Credit, Owner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsWeekly, Fortnightly, Monthly
Estimated upfront fees
Estimated upfront fees$150
Application fee
Application fee$0
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee$0
Legal fee
Legal fee$0
Ongoing fee
Ongoing fee$325 annually
Discharge fee
Discharge fee$164
Maximum LVR
Maximum LVR80%
Interest rate structure
Interest rate structureVariable
Borrowing range
Borrowing range$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments$505,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term1 - 30 years
Offset account
Offset account
Extra repayments
Extra repaymentsUnlimited extra repayments
Redraw facility
Redraw facilityRedraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors, Line of Credit, Owner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsWeekly, Fortnightly, Monthly
Estimated upfront fees
Estimated upfront fees$150
Application fee
Application fee$0
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee$0
Legal fee
Legal fee$0
Ongoing fee
Ongoing fee$325 annually
Discharge fee
Discharge fee$164

Get expert advice from a broker about your loan.
We can negotiate discounts and lower rates for you.

Please enter your details below.

50% of the loans are settled through a broker.

Lenders have rate that are only accessible to broker.

No time to research? A broker can help you.

Ratecity has referred over 5000 users to broker.

Enter your contact details to be put in touch with a Bankwest expert, who will contact you as soon as possible to discuss your home loan enquiry.

First Name

Last Name

Phone Number

Postcode

Email Address

Loan Purpose

By submitting this form, I accept RateCity's terms and conditions, privacy policy and Collection Statement for this service.

Yes, I'd like to get email updates from RateCity

Bankwest is an Australian bank that was formed in 1895 as the Bank of Western Australia. It was acquired by the Commonwealth Bank of Australia in 2008..

Bankwest is based in Perth and has branches throughout Australia and offers products and services that include personal and home loans, banking accounts, credit cards and insurance. Customers can make an appointment with a home loan specialist or visit a Bankwest branch for advice on personal banking and loans.

The bank has won a number of awards, such as Smart Investor’s Bank of the Year in 2013 and 2014, as well as Bank of the Year from 2010-2012.

Bankwest home loan calculator  
Interested in a Bankwest home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bankwest compares to its competitors. Simply plug in your borrowing amount below. 

Compare your product with the big 4 banks, or add more products to compare