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Equity Access Home Loan

Bankwest

Borrowing Amount
Loan term
Advertised Rate5.43%

Variable

Comparison Rate5.73%
Monthly Repayment$1456

over 30 years

Minimum Deposit %10%
Pros
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will decrease if RBA cuts rates again
Cons
  • Annual fee charged
  • Discharge fee at end of loan
  • Settlement fee charged
  • Not available for first home buyer

Loan Profile

Maximum LVR
Maximum LVR90%
Loan Term
Loan Term1 - 30 years

Investors loans
Investors loans

First Home Buyer
First Home Buyer

Owner Occupied
Owner Occupied

Refinance
Refinance

Line of Credit
Line of Credit

Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$150

Legal Fee
Legal Fee$0
Valuation Fee
Valuation Fee$0
Settlement Fee
Settlement Fee$150
Discharge Fee
Discharge Fee$164
Application Fee
Application Fee$0
Initial Ongoing Fee
Initial Ongoing Fee$0
Ongoing Fee
Ongoing Fee$325

Repayments & Redraws

View Repayment Schedule
Total Repayments
Total Repayments$524,160
Offset Account
Offset Account

Redraw Facility
Redraw Facility

Redraw fee: $0

Extra Repayments
Extra RepaymentsUnlimited extra repayments

Weekly Repayments
Weekly Repayments

Fortnightly Repayments
Fortnightly Repayments

Monthly Repayments
Monthly Repayments

More Information

Interest rate structure
Interest rate structureVariable

Interest only
Interest only

Loan allows split interest rate
Loan allows split interest rate

Principal and interest
Principal and interest

States Applicable

NSW

NSW
VIC

VIC
SA

SA
WA

WA
QLD

QLD
NT

NT
TAS

TAS
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