RateCity.com.au
Advertisement

Fixed Home Loan Special 3 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • Repayments will not change during fixed period
Cons:
  • No extra repayments
  • No redraw and no offset
  • Annual fee charged
  • Discharge fee at end of loan

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$20k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$254,880View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 40 years
Offset account
Offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee$600
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$495 annually
Discharge fee
Discharge fee$395
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$20k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$254,880View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 40 years
Offset account
Offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee$600
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$495 annually
Discharge fee
Discharge fee$395

BCU, or the Bananacoast Community Credit Union, was formed in 1970 as the Banana Growers’ Federation Members Credit Union.

They are a member-owned credit union and now have over 20 branches throughout Queensland and New South Wales. They offer a range of products and services such as personal and business loans, home loans, credits cards, banking accounts and insurance, as well as banking services catering to children and students and financial planning services.

BCU has won numerous awards, including Money Magazine’s Credit Union of the Year Award in 2016.

BCU home loan calculator  
Interested in a BCU home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bankwest compares to its competitors. Simply plug in your borrowing amount below. 

 

Compare your product with the big 4 banks, or add more products to compare