Bendigo Bank was formed in 1858 and merged with Adelaide Bank in 2007. It is Australia’s fifth largest bank and was publicly listed in 1993. It now has over 90,000 shareholders and 1.5 million customers.
The bank has headquarters in Bendigo, Victoria and over 6500 employees working at more than 600 customer service outlets throughout Australia. The bank offers products such as personal banking and loans, home and business loans, insurance, credit cards and financial planning services including investing, superannuation and wills and estates.
Bendigo Bank has won numerous awards and was named Business Bank of the Year from 2011-2013 in Roy Morgan’s Customer Satisfaction Awards.
Bendigo Bank home loan calculator
Interested in a Bendigo Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bendigo Bank compares to its competitors. Simply plug in your borrowing amount below.
- Extensive branch network.
- Flexible package loans available.
- Specialised loans, e.g. low doc and equity loans.
- Monthly fees on some loans.
- Rates vary by loan size.
Bendigo Bank offers a number of contact methods for potential home loan customers. The bank has a general phone line for customer enquiries, as well as separate line for customer feedback. Customers can also contact the bank via email or online, or for more immediate enquiries, can meet with Bendigo Bank staff at one of their customer service outlets or branches.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
- Mobile banking staff
Bendigo Bank Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Advertised rate4.04%Fixed - 2 years
Savings Over Years$24.2kSavings over 10 years
Advertised rate4.24%Fixed - 3 years
Savings Over Years$19.3kSavings over 10 years
Savings Over Years$15.8kSavings over 10 years
Advertised rate4.44%Fixed - 1 year
Savings Over Years$14.4kSavings over 10 years
Savings Over Years$17.2kSavings over 10 years
Advertised rate3.89%Fixed - 2 years
Savings Over Years$27.8kSavings over 10 years
Bendigo Bank Home Loans
Bendigo Bank Connect Package Loan InvestorVariableRefinancer
The Connect Package Loan offered by Bendigo Bank gives customers access to a variety of financial products and discounts, including discounts on their variable or fixed home loan interest rate.
Bendigo Bank Basic Loan InvestorVariableRefinancer
The Bendigo Bank Basic Loan gives customers the ability to choose how they repay their home loan, with a flexible repayment schedule, fixed and variable rates and a loan split option.
How to Apply
Potential home loan customers at Bendigo Bank can apply for a loan in a number of ways. There is an online application form, as well as the option to call the bank or visit in person at a local branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:
- Proof of identity.
- Proof of employment and income.
- Information on current loans, liabilities and debts.
- Details of other assets and earnings.