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Special Low Variable Rate Home Loan (LVR < 70%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate
  • No ongoing fees
  • No upfront fees
  • 100% full offset account
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments may decrease if RBA cuts rates again
Cons:
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 70% of the property value
  • Not available for investment purposes

Details & Fees

Maximum LVR
Maximum LVR
70%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$150k - $2mCalculate how much you can borrow »
Total repayments
Total repayments
$420,840View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsWeekly, Fortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$295
Maximum LVR
Maximum LVR
70%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$150k - $2mCalculate how much you can borrow »
Total repayments
Total repayments
$420,840View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsWeekly, Fortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$295

Beyond Bank is one of the largest customer-owned banks in Australia. Formerly one of the country’s largest credit unions, it became a bank in 2013.

In addition to loans, it offers personal and business banking services, as well as financial planning services.

It has previously won Money magazine’s Best Transactor Credit Card.

Beyond Bank home loan calculator  

Interested in a Beyond Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Beyond Bank compares to its competitors. Simply plug in your borrowing amount below. 

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