The Bank of Queensland (BOQ) is one of Australia’s largest regional banks. It has been in operation since 1874 and is headquartered in Brisbane. It is a listed lender and offers a full range of banking and financial services, including personal banking, business banking (specialising in small to medium enterprises), insurance products, as well as private banking services.
BOQ home loan calculator
Interested in a BOQ home loan? RateCity has a suite of calculators that can show you what your repayments would be and how BOQ compares to its competitors. Simply plug in your borrowing amount below.
- Competitive interest rates.
- Wide range of flexible home loan products.
- Sizeable branch network.
- 24/7 call centre.
- Many loan accounts have ongoing monthly fees.
Bank of Queensland operates a 24/7 call centre for customer enquires, as well as a phone banking service. There is no Live Chat service but you can access the BOQ property app when you are considering your property purchase. Home loan applications and regular banking can be done online.
- Customer service centre operates 24/7
- Mobile app
- Online banking
- Mobile banking staff
- BOQ property app
BOQ Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Savings Over Years$23kSavings over 10 years
Savings Over Years$20.5kSavings over 10 years
Advertised rate3.79%Fixed - 3 years
Savings Over Years$30.2kSavings over 10 years
Advertised rate3.85%Fixed - 2 years
Savings Over Years$28.8kSavings over 10 years
Savings Over Years$13.7kSavings over 10 years
Advertised rate3.99%Fixed - 3 years
Savings Over Years$25.4kSavings over 10 years
BOQ Home Loans
BOQ Standard Home Loan InvestorFixedRefinancer
The Bank of Queensland, BOQ, offers its Standard Loan product to a range of borrowers with flexible repayment options and the option to be on a fixed or variable rate.
BOQ Economy Loan InvestorVariableRefinancer
<p>Must be able to provide proof of income and employment.</p><p>Must provide three months of financial history including accounts.</p><p>Must provide photo ID.</p>The BOQ Economy Loan is a basic variable home loan with an above-average interest rate and ongoing fees.
BOQ Privileges Package Loan InvestorFixedRefinancer
The BOQ Privileges Package Loan is available for both owner-occupier and investor borrowers, across a range of fixed and variable mortgages as well as line of credit loans.
How to Apply
Customers can apply for a Bank of Queensland loan online. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Personal identification material.
- Proof of income and other earnings.
- Proof and type of employment.
- Details of current loans, debts and liabilities.
- Personal insurance documents.