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Variable Home Loan ($250k+) (Principal and Interest)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments + redraw services
Cons:
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Details & Fees-0

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$440,280View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$667
Application fee
Application fee
$0
Settlement fee
Settlement fee
$60
Valuation fee
Valuation fee
$242
Legal fee
Legal fee
$365
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$250
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$440,280View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$667
Application fee
Application fee
$0
Settlement fee
Settlement fee
$60
Valuation fee
Valuation fee
$242
Legal fee
Legal fee
$365
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$250

Catalyst Money is a mutually-owned credit union, which started as a staff credit union of UNSW in 1963. Through a variety of mergers and rebrandings over the past few decades, the organisation evolved into Catalyst Money and is currently headquartered in Kensington, Sydney.

Catalyst Money operates mostly as an online lender and offers a full range of financial service products including home loans, savings accounts, insurance products, business banking, financial advice, and credit cards.

Catalyst Money home loan calculator  

Interested in a Catalyst Money home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Catalyst Money compares to its competitors. Simply plug in your borrowing amount below. 

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