Catalyst Money is a mutually-owned credit union, which started as a staff credit union of UNSW in 1963. Through a variety of mergers and rebrandings over the past few decades, the organisation evolved into Catalyst Money and is currently headquartered in Kensington, Sydney.
Catalyst Money operates mostly as an online lender and offers a full range of financial service products including home loans, savings accounts, insurance products, business banking, financial advice, and credit cards.
Catalyst Money home loan calculator
Interested in a Catalyst Money home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Catalyst Money compares to its competitors. Simply plug in your borrowing amount below.
- Flexible loans to suit a range of circumstances.
- Competitive interest rates.
- Fast application process.
- No split loans.
With just a few branches located in Eastern NSW, Catalyst Money operates primarily as a 24/7 online banking facility. Catalyst Money credit union members access their funds either via the RediATM network. There is no phone banking option, although there is a customer service centre you can call, and it is open six days a week.
- Customer service centre (phone)
- Online banking
Catalyst Money Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Advertised rate4.10%Fixed - 1 year
Savings Over Years$22.8kSavings over 10 years
Advertised rate4.15%Fixed - 2 years
Savings Over Years$21.6kSavings over 10 years
Savings Over Years$20.3kSavings over 10 years
Advertised rate4.40%Fixed - 3 years
Savings Over Years$15.4kSavings over 10 years
How to Apply
Borrowers can apply for a Catalyst Money home loan online. During the application process, they will need the following:
- Personal identification material.
- Proof of income.
- Proof of other income, including rental.
- Information regarding your current debts, liabilities and assets.
- Personal insurance documents.
- Previous mortgage statements (for refinancers).